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Welcome to Aggar Micro-Finance S.C.

Aggar is the first commercial private microfinance licensed in the country on March 18/2004 and started operation in April 2004.

It was initiated by Ethiopian Shareholders to address the “missing middle” as often called i.e. the MSE’s.

The founders envisioned to address both social and profitability objectives.

Aggar was established by 443 shareholders with paid up capital of Birr 4,243,600.00.

Currently its shareholders grew to more than 750, it’s paid up capital to more than 200 million and its total assets to more than 410 million.

Agricultural Loans
Aggar offers Agricultural Loan product to serve the farmers through branches outside Addis Ababa.The loan is only disbursed on group guarantee basis. Read More . . .


Women Entrepreneurship Development Project loans

Aggar offers Women Entrepreneurship Development Project loans (WEDP) loans to women clients in Addis Ababa, Adama and Hawassa since July 2015/2016.
Read More . . .


 Construction Loan

Aggar offers constructionloan to those who need to undertake construction.To access this loan clients are expected to prove they are undertaking construction to their Read More ...


Micro Business Loan

Aggar offers Micro Business Loan for micro business operators and can be disbursed on group guarantee and individual bases.The group size can be 3-5; the loan size is  Read More


Head Office Location