Loan Services
SME Loan
This loan is disbursed to licensed small business operators and also for individual bases. interest rate and service charge.
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Agriculture Loan
It is given to customers engaged in the processing of agricultural products and the supply of agricultural inputs in rural and urban areas.
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Vehicle Loan
It is a type of loan in which the customer can buy a car with only Libre Guarantee, with a 40/60 or 70/30 savings method (40 or 30%), depending on the customer’s choice.
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WEDP Loan
A loan for the development of female-led enterprises for women engaged in business in rural and urban areas.
FAQs/በተደጋጋሚ የሚጠየቁ ጥያቄዎች
Conditions for Accessing the Loan
- Age Requirement: Applicants must be at least 18 years old and actively engaged in income-generating activities.
- Residency and Identification: Applicants must reside within the operational area of the institution and possess valid identification cards confirming their residency.
- Business Engagement: Those involved in business activities must possess a valid trade license.
- Loan History: Applicants should not have any outstanding or unsettled loans with any financial institution.
- Guarantee or Collateral: Applicants must be able to provide either personal or group guarantees, or collateral as per the institution’s requirements.
- Income Source: Applicants must demonstrate a reliable source of income to ensure repayment of the loan.
- Savings Commitment: Applicants must show willingness to save through upfront and regular savings.
- Good Conduct: Applicants should have good behavior within the community.
ብድር ለማግኘት
- Age Requirement: Applicants must be at least 18 years old and actively engaged in income-generating activities.
- Residency and Identification: Applicants must reside within the operational area of the institution and possess valid identification cards confirming their residency.
- Business Engagement: Those involved in business activities must possess a valid trade license.
- Loan History: Applicants should not have any outstanding or unsettled loans with any financial institution.
- Guarantee or Collateral: Applicants must be able to provide either personal or group guarantees, or collateral as per the institution’s requirements.
- Income Source: Applicants must demonstrate a reliable source of income to ensure repayment of the loan.
- Savings Commitment: Applicants must show willingness to save through upfront and regular savings.
- Good Conduct: Applicants should have good behavior within the community.